Krutika Kathal, CFP® · SEBI Registered Investment Adviser
Hello, I'm Krutika.
Most people I meet earn well and still feel uneasy about money. It isn't because they're careless. Nobody has ever shown them the whole picture.
I started The Financial P.E.A.C.E. to be the planner I'd want for my own family: fee-only, with nothing to sell, and around for the long run. I build one plan around your life, help you put it to work, and stay with you as it changes.
8+ years
of planning practice
50+ families
planned with
₹22 Cr+
assets under advice
0
commissions, ever
Credentials
Qualified, regulated, and on your side.
SEBI Registered Investment Adviser
Regulated by the Securities and Exchange Board of India and legally bound to act in your best interest, not a product company's.
CFP® certified by FPSB
A globally recognised certification in comprehensive planning, covering your whole financial life, not just investments.
Fee-only advice
We earn only the advisory fee you pay. Zero commissions, zero kickbacks, zero product-pushing.
Why a planner
Two paths that don't lead to peace of mind, and a third that does.
The product-pusher
Bank RMs, insurance agents and distributors with a new NFO every month.
Approach
Sells whatever earns the highest commission
Personalisation
Same recommendation for everyone
Your effort
Paperwork and follow-ups are on you
When life changes
Sell and forget
Oversight
No fiduciary duty
Outcome
A pile of mismatched products
DIY chaos
YouTube, Reddit threads and a spreadsheet that's three years old.
Approach
Random information, no structure
Personalisation
Generic advice applied to your life
Your effort
You do everything
When life changes
The spreadsheet doesn't change
Oversight
Nobody catches your blind spots
Outcome
The nagging feeling something is wrong
The third door
A planning partnership built around your life and your peace of mind.
Approach
Every decision tied to your goals
Personalisation
A plan designed for your situation
Your effort
You focus on your career; we handle the rest
When life changes
The plan evolves as your life does
Oversight
SEBI RIA fiduciary duty, proactive reviews
Outcome
Enduring confidence that it's handled
Regulatory disclosures
Registration details
Documents and grievances
Let's talk about what's on your mind.
A free 30 minute discovery call. No obligation and no sales pitch.