1. About The Financial Peace
The Financial Peace is a financial planning and investment advisory practice founded to help individuals build clarity, confidence, and discipline in their financial lives, through the Financial P.E.A.C.E. program.
2. Investment Advisory Disclosure (SEBI RIA)
The Financial Peace is a brand name used for advisory activities. Advisory services are offered under an Individual RIA license in the name of — Krutika Kathal.
SEBI Registration Number: INA000020280 & BSE Enlistment No.: 2274
Type: Individual Investment Adviser
Validity: Jun 04, 2025 – Perpetual
All investment advisory services offered under The Financial Peace are:
- Fee-based
- Conflict-free
- Provided strictly in accordance with SEBI (Investment Advisers) Regulations, 2013
Investment advice is provided only after assessing the client’s financial situation, risk profile, and investment objectives.
3. Scope of Services
The Financial Peace provides personalized financial planning and investment advisory services including (but not limited to):
- Cashflow management
- Investment planning
- Tax planning (in consultation with tax professionals)
- Risk management & insurance planning
- Retirement planning
- Estate planning
Services are offered as advisory and consultation services only.
4. No Assurance or Guaranteed Returns
The Financial Peace and its founder do not provide any assurance or guarantee of returns. Investment markets are subject to risks, including loss of capital. Past performance of financial products or strategies does not guarantee future results.
All decisions taken by clients based on advisory inputs are at their own discretion.
5. No Product Distribution Disclosure
The Financial Peace, under the SEBI Registered Investment Adviser framework, does not receive any commissions, incentives, or compensation from product manufacturers for advisory services rendered.
Any product execution or implementation, where applicable, is carried out independently by the client or through regulated third-party service providers.
6. Limitation of Liability
The Financial Peace and Krutika Kathal shall not be held liable for:
- Any losses arising from market movements
- Decisions taken by clients based on advisory discussions
- Delays or failures caused by third-party platforms, service providers, or regulatory changes
Clients are advised to read all documents carefully and seek clarification where required.
7. Intellectual Property Rights
All content on this website, including:
- Text
- Frameworks (Financial P.E.A.C.E.)
- Templates and learning material
are the intellectual property of The Financial Peace and/or Krutika Kathal. Unauthorized copying, reproduction, or distribution is strictly prohibited.
8. Governing Law & Jurisdiction
These legal terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts located in India.
9. Contact & Grievance Redressal
For any queries, concerns, or grievances, you may contact:
Email: hello@thefinancialpeace.com
Founder & Principal Adviser: Krutika Kathal
Grievances will be addressed in a timely and transparent manner as per regulatory requirements.