Tools from The Financial P.E.A.C.E.
Peace of mind starts with knowing where you stand.
My Financial P.E.A.C.E. · included in every program
Your plan isn't a PDF. It's live, and it's always yours.
Everything Krutika builds with you lives here: your goals, investments, sessions and documents, updated as your life and the markets move.
Goals, in the order they arrive
What you've saved, and where your plan says you should be today.
Net worth and your mix
Updated nightly. Krutika rebalances when anything drifts.
Sessions
Book reviews and see the decisions from every past call.
Documents
Your plan, agreements and tax papers in one place.
Flowbit · cashflow insights
See where your money comes from, and where it goes.
Upload credit card and bank statements from any bank, in any format. Flowbit reads every transaction, sorts it, and shows you the patterns behind your spending.
Snapshot
Spent, earned and saved this month
Patterns
Category trends month over month
Cracks
Overspending, subscription creep, unusual charges
Benchmarks
Savings rate against peers in your bracket
Household view
Combined cashflow with family members
Ask AI
Ask questions about your own spending
Paisa Report · Personal Assessment of Individual Savings & Allocation
Find out where you stand, and what to work on first.
38 questions across five parts of your financial life. You get a health check on seven planning areas, your investor personality, and the few things that need attention first.
Know your numbers · cashflow
How money flows in and out of your life, and whether it's intentional.
Growing your wealth · investments
Whether your investments are structured, goal-aligned and growing at the pace you need.
The bigger picture · general planning
How well the parts of your financial life connect into one strategy.
Protecting your wealth · tax and risk
How efficiently you manage tax, and whether your insurance protects your family.
Building your future · retirement and estate
Whether you're ready for life after work, and whether your family is protected.
Under the hood
Software we build and run ourselves.
My Financial P.E.A.C.E., Flowbit and Paisa Report are web applications designed and operated in-house by The Financial Peace. They run on Amazon Web Services in the Mumbai region, so your data stays in India.
Cloud-native
Serverless APIs, managed databases and encrypted storage on AWS, scaled for a growing client base.
Secure by design
Passwordless sign-in with one-time email codes, and sensitive fields such as PAN encrypted with managed keys.
AI-assisted, human-reviewed
AI helps read statements and spot patterns. Your adviser checks the numbers before anything reaches your plan.
Tools show you where you stand. A plan gets you where you want to be.
Bring your Flowbit snapshot or Paisa Report to a free 30 minute discovery call with Krutika.